Who We Are

The industry’s most recognized and trusted capital solution for hoteliers.

Access Point Financial is the name to know in hotel finance.

At APF, we’re deeply invested in the hospitality industry—we take the time to understand you and your business, to provide tailored capital solutions designed for your changing needs. We pride ourselves on the ability to lend up and down the capital stack, offering flexibility and creativity in the way our loans are structured, including the ability to underwrite based on proforma financials. Our streamlined process ensures a high certainty of execution. You can rest assured your financial needs are in good hands.

Our team has over 30 years of proven hotel lending expertise. We have an in-depth understanding of the complexities of the hotel industry, and we’re uniquely positioned to meet your changing financial requirements, even during periods of market volatility. No matter what your financial needs are, APF has a loan program designed to get you to the next level of success.

Company History

Three Decades of Hospitality Financial Experience and Expertise

At Access Point Financial, we have deep roots in the hospitality industry that extend back nearly 30 years. Our journey began in 1993 when Mike Lipson, our CEO, founded Lexington Mortgage Company and with Lehman Brothers, created the first Hotel CMBS lender. Just three years later in 1996, Lexington became the hospitality lending division of GMAC Commercial Mortgage, gaining balance sheet (BS) lending capabilities. GMAC-CM and its successor Capmark Finance, continued to expand its suite of financing solutions for the industry by acquiring the Holiday Inn FF&E Lending Operation. This is the foundation upon which Access Point Financial would eventually grow.

Founded in 2011, APF began as a primary FF&E lender and experienced a great degree of success in that sector. Recapitalized in 2017 by Wafra Capital Partners (WCP), APF became a portfolio company of WCP and expanded its offering to include a variety of loan programs, which today include debt financing through our popular bridge loan program. In 2021, a decade after its inception, an experienced new leadership team was brought onboard to further grow the organization and position it to better serve the hospitality market’s evolving needs. Since that time, APF has enhanced its focus on senior secured lending and has further deepened its ties to the industry. At APF, we know hospitality. Let us get to know you.

Our Team
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