The Name to Know in Hotel Finance.

The Name to Know in Hotel Finance.

Most Recognized and Trusted Capital Solution for Hoteliers.

Who We Are

Your hospitality lending partner.

Access Point Financial is the hotel industry’s most trusted partner for direct hospitality lending. With decades of experience and market expertise, we specialize in providing the capital solutions you need now — from bridge, construction and permanent loans, as well as mezzanine and preferred equity to capex and PIP loans, we are dedicated to serving qualified hotel owner-operators throughout the United States.

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Your hospitality lending partner.
The APF Difference
  • <strong>As a hotel-only lender,</strong> we are active lenders throughout the market cycle, and offer certainty of execution on every loan due to our streamlined process.

    As a hotel-only lender, we are active lenders throughout the market cycle, and offer certainty of execution on every loan due to our streamlined process.

  • <strong>We understand hotels intimately.</strong> As your long-term financial partner, we can offer capital solutions across your project lifecycle.

    We understand hotels intimately. As your long-term financial partner, we can offer capital solutions across your project lifecycle.

  • <strong>We have capital solutions to fit all your needs,</strong> whether it be a bridge loan for a value-add project, a permanent loan for a stabilized asset or a loan for the completion of a brand-mandated PIP or renovation.

    We have capital solutions to fit all your needs, whether it be a bridge loan for a value-add project, a permanent loan for a stabilized asset or a loan for the completion of a brand-mandated PIP or renovation.

  • <strong>We service our loans in-house. </strong>After your loan closes, you’ll be assigned an Asset Manager who you’ll work with throughout the life of the loan.

    We service our loans in-house. After your loan closes, you’ll be assigned an Asset Manager who you’ll work with throughout the life of the loan.

Loan Programs

We have a loan to meet your needs.

Bridge

  • LOAN PURPOSE

    Acquisition, conversion, refinance, discounted purchase option or note purchase.

  • LEVERAGE

    LTC/LTV: Up to 75%.

  • LOAN AMOUNT

    $5MM – $50MM. Larger loan amounts considered on a case-by-case basis.

  • INTEREST RATE

    Fixed Rate starting at 8.5%; Floating Rate starting at 500 basis points.

  • TERM

    2-3 Year initial term, plus extension options.

  • AMORTIZATION

    Up to 36 months interest only, 25 year amortization, thereafter.

  • RECOURSE

    Non-recourse is available.

Construction

  • LOAN PURPOSE

    Development of new hotels in strong secondary markets.

  • LEVERAGE

    Up to 70% LTC

  • LOAN AMOUNT

    $10MM – $30MM, larger projects considered on a case-by-case basis.

  • INTEREST RATE

    Starting at 700 basis points

  • TERM

    3 years, plus extension options.

  • AMORTIZATION

    Interest only, 25 year amortization during extension options.

  • RECOURSE

    Completion guarantee required.Personal and/or corporate guarantees.

Permanent

  • LOAN PURPOSE

    Refinance or acquisition of a stabilized asset.

  • LEVERAGE

    Up to 65% as-is LTV

  • LOAN AMOUNT

    $10MM – $50MM

  • INTEREST RATE

    Starting at 250 basis points

  • TERM

    5, 7 or 10 years.

  • AMORTIZATION

    20 to 30 year amortization.

  • RECOURSE

    Non-recourse, bad-boy carve-outs required

  • PREPAYMENT

    3 years Yield Maintenance, open prepay, thereafter.

CAPEX / PIP Renovation

  • LOAN PURPOSE

    Branded hotel PIP renovations. FF&E for hotel development, conversion, or renovation.

  • LEVERAGE

    Up to 100% of brand mandated PIP’s

  • LOAN AMOUNT

    $1MM – $5MM

  • INTEREST RATE

    Starting at SOFR + 700 basis points

  • TERM

    7 years.

  • AMORTIZATION

    24-Months Interest Only; self-amortizing thereafter

  • RECOURSE

    Personal and/or corporate guarantees

  • BUSINESS DEVELOPMENT CONTACT:

    Matt Hick, Managing Director mhick@accesspointfinancial.com
    M: (404) 276-3027

Mezzanine / Preferred Equity

  • LOAN PURPOSE

    Recapitalization, Construction take-out, Gap Financing

  • LOAN AMOUNT

    $3MM – $30MM

  • LEVERAGE

    Subject to review of the transaction

  • TERM

    Coterminous with senior mortgage

  • AMORTIZATION

    Interest Only

  • RECOURSE

    Personal and/or corporate guarantees

Transactions

Our proven closings are your goals realized.

  • Courtyard by Marriott
    Courtyard by Marriott
    Phoenix, AZ

    Bridge

    Financed Amount

    $19,075,000
  • Hampton Inn
    Hampton Inn
    Cleveland, OH

    Bridge

    Financed Amount

    $20,000,000
  • Residence Inn
    Residence Inn
    Sacramento, CA

    Bridge

    Financed Amount

    $18,810,000
  • Residence Inn
    Residence Inn
    Saint Louis, MO

    Bridge

    Financed Amount

    $10,000,000
  • Tapestry by Hilton
    Tapestry by Hilton
    Warren, NJ

    Bridge

    Financed Amount

    $18,025,000
  • Hyatt Place
    Hyatt Place
    Charlotte, NC

    Bridge

    Financed Amount

    $10,832,000
View All
Your Next Closing Begins Today. Let’s Get Started

Contact Us To Learn How We Can Help You Achieve Your Goals.

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