What We Provide

Flexible and Creative Programs with Unmatched Certainty of Execution

Access Point Financial (APF) is a direct hotel capital provider and lender, exclusively focused on the hospitality industry. APF offers flexible programs including Senior Bridge Loans, Construction Loans, Mezzanine Loans, and Preferred Equity—providing a competitive alternative to traditional bank financing. Opportunistically, APF also participates in CMBS, SASB, and other bespoke hotel credit investments.

Recognized as a leader in hospitality finance, APF maintains deep relationships with leading hotel brands and industry associations. Our hotel expertise allows us to underwrite using both in-place performance and forward-looking proformas, enabling swift, creative credit decisions for value-add and transitional assets.

Loan Programs

We Have a Loan to Meet Your Needs

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BRIDGE

LOAN PURPOSE

Acquisition, conversion, refinance, discounted purchase option or note purchase.

LEVERAGE

LTC/LTV: Up to 75%.

LOAN AMOUNT

$5MM – $50MM. Larger loan amounts considered on acase-by-case basis.

INTEREST RATE

Fixed Rate starting at 8.5%; Floating Rate starting at 500 basis points.

TERM

2-3 Year initial term, plus extension options.

AMORTIZATION

Up to 36 months interest only, 25 year amortization, thereafter.

RECOURSE

Non-recourse is available.

Construction

LOAN PURPOSE

Development of new hotels in strongsecondary markets.

LEVERAGE

LTC/LTV: Up to 75%.

LOAN AMOUNT

$10MM – $30MM, larger projects considered on a case-by-case basis.

INTEREST RATE

Starting at 700 basis points

TERM

3 years, plus extension options.

AMORTIZATION

Up to 36 months interest only, 25 year amortization, thereafter.

RECOURSE

Non-recourse is available.

Permanent

LOAN PURPOSE

Refinance or acquisition of a stabilized asset.

LEVERAGE

LTC/LTV: Up to 75%.

LOAN AMOUNT

$10MM – $50MM

INTEREST RATE

Starting at 250 basis points

TERM

5, 7 or 10 years.

AMORTIZATION

Up to 36 months interest only, 25 year amortization, thereafter.

RECOURSE

Non-recourse is available.

CAPEX / PIP Renovation

LOAN PURPOSE

Branded hotel PIP renovations. FF&E for hotel development, conversion, or renovation.

LEVERAGE

LTC/LTV: Up to 75%.

LOAN AMOUNT

$1MM – $5MM

INTEREST RATE

Starting at SOFR + 700 basis points

TERM

7 years.

AMORTIZATION

Up to 36 months interest only, 25 year amortization, thereafter.

RECOURSE

Non-recourse is available.

Mezzanine / Preferred Equity

LOAN PURPOSE

Recapitalization, Construction take-out, Gap Financing

LEVERAGE

Subject to reviewof the transaction

LOAN AMOUNT

LTC/LTV: Up to 75%.

INTEREST RATE

Starting at SOFR + 700 basis points

TERM

2-3 Year initial term, plus extension options.

AMORTIZATION

Up to 36 months interest only, 25 year amortization, thereafter.

RECOURSE

Non-recourse is available.

BRIDGE
Construction
Permanent
CAPEX / PIP Renovation
Mezzanine / Preferred Equity