Access Point Financial offers short term mortgages up to $25 million or 70 percent stabilized value for:

  • Acquisition
  • Refinance
  • Discounted Purchase Option (DPO)
  • Note Purchase

These loans can be closed in as little as two weeks, allowing a buyer to quickly acquire, renovate and stabilize the property until permanent financing can be sourced. Whether buying properties or refinancing current debt, a hotel owner can be confident in APF’s ability to move expeditiously enabling them to close quickly on the transaction and have the capital necessary to complete the renovation or brand conversion.





As a long-time commercial borrower, we found Access Point Financial to be first class with a very personalized and efficient business approach. The entire process proceeded swiftly and smoothly. The 25 years I’ve been doing business with Jon and his team has always been a confidential and candid process with absolutely no surprises.

Su Yen

Chief Financial Officer

SB Yen Management Group

Bridge Application




Transaction Size: arrowRight
Up to $25 Million
Use of Proceeds: arrowRight
Acquisition, refinance, discounted purchase option or note purchase paired with a recently completed or planned renovation. Allows owner to acquire, renovate and stabilize the property until which time permanent financing can be sourced
Interest Rate: arrowRight
Floating blended rate typically around 8% based on credit review and scope of project
Typical Terms: arrowRight
36 months (18 months interest only with 18 months P&I based on a 10-25 year amortization)
Recourse: arrowRight
Personal and/or corporate guarantees as applicable
Debt Service Coverage Ratio (DSCR) Requirements: arrowRight
Minimum 1.25x at stabilization (typically 2-3 years)
Leverage: arrowRight
Stabilized Loan to Value not to exceed 70%